It's bufferbloat during peak hours.
Your speed is probably fine. Your latency under load is the problem. When one device starts a big download, oversized buffers in your modem and your ISP's gear queue up packets — and your video call's tiny time-sensitive packets get stuck behind them. Speedtest says 800 Mbps; your call still glitches. Cable plants are especially prone to this during 7–11pm peak hours.
Go to waveform.com/tools/bufferbloat. Run it once at 2pm and once at 9pm. If your grade drops at night, you've found it.
Look for 'Adaptive QoS,' 'SQM,' 'cake,' or 'fq_codel' in your router's settings. A $99 mid-range router with SQM beats a $400 router without it for this specific problem.
If SQM doesn't help and bufferbloat persists at peak hours, your cable node is oversubscribed — fiber's bufferbloat behavior is dramatically better.
ZIP for quick check, or full address for census-block precision.
Try any US ZIP — we query the live FCC dataset. Example: 29680, 78704, or 94110.